# Withdrawal/Payout

The **payout** operation allows funds to be transferred to a specified destination, including various methods such as cards, IBAN or crypto wallets.

#### Supported Payout Methods

* **Card**\
  Payout to a card.
* **IBAN**\
  Payout to an International Bank Account Number (IBAN).
* **Crypto Wallet**\
  Payout to a cryptocurrency wallet, supporting various blockchain networks.

#### Payout Flow

1. **Initiate Payout**: Submit a [request to transfer funds ](https://apireference.inqud.com/#tag/operations/operation/user_create-payout) to the specified payout method. 
2. **Validation**: The system validates the provided payout details (card number, IBAN, or wallet address).
3. **Processing**: Funds are processed and transferred to the destination account.
4. **Notification**: If webhook settings specified, webhook is sent for each [status transition](/developer/payment-statuses.md). Webhook body represents [payment model](https://apireference.inqud.com/#tag/payments/operation/user_get-payment). Please refer to [webhook section](/developer/web-hooks.md) to get more details.<br>

If no webhook settings specified, you can retrieve payment status via [GET endpoint](https://apireference.inqud.com/#tag/payments/operation/user_get-payment)

#### Example API Request (See the API reference for more examples)

```json
{
    "currency": "EUR",
    "method": "CC_VISAMC",
    "amount": 100,
    "cardNumber": "1234123412341234",
    "clientOrderId": "1234567890",
    "firstName": "John",
    "lastName": "Doe",
    "phoneNumber": "123123123"
}
```

#### Example API Request using prefetched payment method id

1. Fetch payment methods, e.g. to perform crypto BITCOIN/BTC/PAYOUT:<br>

   ```json
   [
     {
       "blockchain": "BITCOIN",
       "currency": "BTC",
       "fixed": 0.0001,
       "hasNetworkFee": true,
       "id": "PMD-2eb51bd4-6117-437b-b933-502538a9662a",
       "maxLimit": 10,
       "methodKey": "CRYPTOCOIN",
       "minFeeAmount": 1,
       "minFeeCurrency": "EUR",
       "minLimit": 0.0001,
       "name": "bitcoin payout",
       "orderType": "PAYOUT",
       "percent": 0.1,
       "productType": "PAYMENT",
       "properties": {
         "optional": [
           "comment"
         ],
         "required": [
           "amount",
           "cryptoAddress"
         ]
       },
       "scale": 6,
       "verificationLevel": 3
     }
   ]
   ```
2. Perform proper payout call

   ```json
   {
       "paymentMethodId": "PMD-2eb51bd4-6117-437b-b933-502538a9662a",
       "amount": 0.1,
       "cryptoAddress": "0x74d94632c97f30f5ae124ad25c12c47a27558009"
   }
   ```


---

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