> For the complete documentation index, see [llms.txt](https://docs.inqud.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.inqud.com/payments/withdrawal-payout/cross-payout.md).

# Cross Payout

Cross Payouts allow making a payout when there are not enough funds in the target asset, by automatically exchanging another asset from the user’s balance.

***

### How It Works

* If the user does not have enough balance in the requested asset (e.g., USDT) for payout,
* The system will automatically exchange funds from another available asset (e.g., USDC) to cover the payout amount.
* Exchange and payout operations are created automatically.

***

#### Example

**Scenario**:

* User has:
  * 10 USDT
  * 20 USDC
* User initiates a **Cross Payout** request for **30 USDT**.

**Result**:

* An exchange order is created:\
  **20 USDC → 20 USDT**
* A payout order is created:\
  **30 USDT**

***

#### Requirements

To use the Cross Payout feature:

1. **Enable Feature**:\
   Contact support to enable Cross Payout for your account.
2. **Pass Additional Parameter**:\
   In the API request, specify the `crossPayoutAsset` parameter (the asset to exchange from).

   Example:

   ```json
   {
     "amount": "30",
     "method": "CRYPTOCOIN",
     "asset": "USDT",
     "crossPayoutAsset": "USDC",
     "cryptoAddress": "0x74d94632c97f30f5ae124ad25c12c47a27558009"
   }
   ```